You work remotely, you want to live in Spain, and the DNV looks like the cleanest route. The health insurance requirement is where a lot of applicants slow down — Spain won't accept your international traveller cover, and the wording on the certificate has to be exact.
I set up DNV policies every week.
Certificate in your inbox in 24 to 48 hours.
I'm Yana — official Sanitas agent, nationwide. English-speaking, personal, and available on WhatsApp before, during and after your policy is set up.
If your DNV submission is close, tell me — I can prioritise the paperwork so it's ready in time.
The practical answers every DNV applicant asks me. If your question isn't here, ping me on WhatsApp — I answer every one myself.
Spain's DNV is a bit more flexible than the NLV on health insurance — but the safest approach is still a full comprehensive private policy from a Spanish-authorised insurer. That satisfies every DNV pathway I've seen. Travel insurance and short-term international policies are not accepted, even ones marketed at "digital nomads".
What normally gets required:
A quick note: your nationality can shift the exact recommendation slightly. Tell me where you're applying from when we chat, and I'll make sure the policy I recommend fits your specific case.
Sanitas Residents Visado meets the standard DNV requirements out of the box.
Sanitas Residents Visado is the standard DNV policy — no copay, no waiting periods, repatriation included, full cover through the Sanitas network in Spain.
For American clients, Sanitas Residents Platinum adds full USA cover up to €500,000 and 90% worldwide reimbursement. Same visa-compliance, wider net.
I'll help you decide based on your age, city and situation.
Once your policy is activated, you'll receive all the documents required for your DNV application — in both Spanish and English.
The official Certificado de Seguro arrives as a PDF within 24–48 hours (Spanish, as required for the application file). I also send you the same document in English — so you can actually read what's covered, double-check the details, and know exactly what you're handing over.
Yes — and you should.
You don't need a NIE or a Spanish bank account. I set up the policy using your passport number, and Sanitas accepts international payment methods (Wise, Revolut, standard cards from any country). Your Certificado de Seguro is ready before your application is filed, whether you're applying from abroad or already in Spain.
For most digital nomads, Sanitas Residents Visado is enough. It already covers emergencies abroad for up to 90 days per trip, with €12,000/yr worldwide emergency cover. That handles client trips, family visits, holidays — the normal life of a nomad based in Spain.
Sanitas Residents Platinum is specifically my recommendation for American clients, because it adds full USA cover up to €500,000 — critical if you go back to visit family or work in the States. For non-American nomads, Residents Visado does the job and the extra cost of Platinum is rarely worth it.
Tell me your nationality and I'll be straight with you about which one fits.
Still have a question? Ask me on WhatsApp →
Both are DNV-compliant. Both have no copay and no waiting periods. Residents Visado works for most nomads; Platinum is the specific recommendation for American clients.
Full cover across Spain, with 90 days of emergency cover per trip abroad. Fits most DNV applicants who base themselves in Spain and travel occasionally.
Everything in Residents, plus full cover in the USA and 90% reimbursement anywhere in the world. The right choice for American clients — critical if you travel back to the US for work or family.
Prices depend on age and city. I send your personal DNV quote within 24 hours — sometimes the same day.
This is where I sit every day — helping remote workers and nomads set up their Sanitas policies, one at a time.
I've done this hundreds of times. Here's exactly how it works — no surprises.
Age (or date of birth), city where you'll live in Spain, family members you want covered, and your target submission date. Thirty seconds via the form below, or a WhatsApp message.
Within 24 hours — usually the same day. Two policy options priced for your exact situation, with an honest recommendation on which fits better for how much you actually travel.
With your passport number and an international card (Wise, Revolut, Visa/Mastercard from any country). No NIE, no Spanish bank account needed. Thirty minutes on a call.
Certificado de Seguro in Spanish, PDF, within 24 to 48 hours — plus the English version so you can verify what's covered before you attach it to your DNV file.
I'm on WhatsApp for questions before your submission, during the process, and after you receive your residency — for as long as you're my client. Anything specific to visa paperwork itself, I'll point you to a specialist I trust.
"I am very impressed by the communication with Yana. She promptly answered my questions and offered solutions to my particular situation. I am very happy with the insurance I got, and I am thankful to Yana."
"Yana answered all our questions quickly and explained all the details from the Spanish policy in English, which was a great help."
All reviews are verified on Google — five-star average across 18 clients from the UK, US, Poland, Romania, Ukraine and more.
I write every quote myself. No auto-reply. No call centre.
That's the whole quote. Nothing hidden. Nothing you have to translate.
Chat on WhatsApp— or fill in the short form —